We’re constantly finding ways to improve the way we conduct our day-to-day life. Anything that can make our lives easier is happily welcomed. And digitization has played a huge role in easing our lives, whether it’s the way we shop, do our mobile recharges, conduct bank transactions, etc. Another such thing that made our lives so much easier is the introduction of UPI apps.
Bharat Interface for Money aka BHIM is a trailblazer in digital payments that introduced UPI payments in India. Simply put, it is a payment app that allows you to make monetary transactions in simple, easy steps using the Unified Payments Interface aka UPI.
- Send Money Quickly
A user can send money using the receiver’s UPI ID aka Virtual Payment Address i.e., VPA, a combination of their bank account number and IFSC or by scanning their unique QR code.
- Request Money from People
BHIM app also allows the user to request money from people who may owe them some. However, this can be done through the person’s UPI ID only.
- Scan & Pay Easily
As mentioned earlier, the app also allows you to pay by scanning QR codes through the “Scan & Pay” feature.
- Track Your Transactions
A user can now keep a track of their transaction history as well as approve or reject their pending UPI collect requests on the app.
- Personal QR Code
The profile feature displays our personal QR Code and the Payment addresses created.
- Manage Bank Account
A user can check their linked bank account, set/change UPI PIN, change the bank account or even check their balance in the app itself, with this feature.
- Download and Install the BHIM UPI app from the Google Play store/Apple App Store.
- Select your language of choice.
- Select the SIM card with the mobile number that is registered with your respective bank account.
- Set the passcode or PIN required to enter the app.
- Open the app and link your existing bank accounts using the bank account option in the app.
- Add the last 6 digits and the expiry date of your debit card to set your UPI PIN.
Additionally, while using the Airtel Thanks app, you can also access your BHIM UPI account within the app itself. This will not only facilitate smooth and easy transactions but will also save you the additional hassle of having to manage a different app.